Here Are Some Frequently Asked Questions
About Our Insurance
What can I do on this website?
This site offers
many features for both life insurance shoppers and current
What is a unit?
A unit of coverage corresponds to the life insurance benefit amount you can
purchase, and it depends on age, gender and state. Please visit the
Guaranteed Acceptance Life
quote page to see benefit amounts and premiums available to
you for up to 8 units of coverage.
What kind of insurance do you offer?
Will I always need to answer medical
questions and take a physical to apply for coverage?
No. With our Guaranteed Acceptance Life plan
you cannot be turned down for coverage (there is a 2-year
limited benefit before full benefits take effect). For our
whole life plan your answers to a few simple health questions
help us determine your eligibility, but you will not be
required to take a physical.
What if I apply for coverage, but
change my mind later?
Count on our 30-Day
Free-Look Guarantee for peace of mind. If you decide this
coverage isn't for you, no matter what the reason, just return
your insurance documents within 30 days of receipt for a
complete refund, no questions asked.
Does it pay to act now?
It makes good sense to apply now. If you have a
birthday in the near future we suggest calling us right away,
so you can quickly lock in the lowest possible rates or
highest possible benefit amount. Call toll free 1-877-891-0915.
What type of payment options do you
We offer several convenient payment options,
and with any of them you can pay monthly, annually, quarterly
Payment options include:
Direct Bill - We'll send you a
statement for payment by check or money order.
Automatic deduction from your checking or
savings account - Many of our policyholders find this to
be the most convenient payment method. You'll save time and
postage, and you can choose the date you would like to have
your payment deducted.
Credit Card - We'll charge your
premium directly to your credit card, and you'll save time and
may be eligible for a discount on your premiums, depending on
your coverage and the payment plan you choose.